Ashlyn Nicole Ramirez, M.S.

A few things have increased during the pandemic. One of them is the increase of robocalls that more than doubled in 2021 and it cost the United States about thirty billion dollars right before the holidays.
Is there an end to the robocalls?
What are people doing that’s making them susceptible to robocalls right now? Robocalls are not new. Neither are using apps. Getting them on your smartphone and in different forms such as text and email is a significant hindrance for, it’s a considerable hi...

Transformational leadership characterizes itself through ethical behavior that empowers diverse communities nationwide. It is something one would expect to innovate over time, especially within the cultural diaspora. Applying authentic leadership and a transformative nature encompasses nonprofit organizations that do not seek financial gain to achieve their goals, complete their projects, and deal with other situations. Integrating ethical leadership, morality, and authenticity can help commu...

Team development success is essential for a company to be sustainable. But when the wrong leaders are in charge, the effects can impact your bottom line.
How do we know this?
In 2017, A research team from the University of Manchester’s Business School interviewed 1,200 employees about their feelings towards their leaders. The results were staggering–employees are highly depressed when they are working for leaders who display toxic behavior. To top it off, the toxic behavior rubs off on those ...

No one wants to wake up in the morning to go to a job they aren’t fond of. This is something that happens with just about any organization. In fact, 94 percent of executives and 88 percent of employees in a recent Deloitte Survey felt that it’s imperative to build a distinct positive work culture that promotes genuine behavior.
Why is that?
Simply put, it’s the best avenue for long-term success. While it might impress new employees to run a business with the best technology or extra employee ...

How many times will you check your social media platforms while reading this blog?Probably a bit–I can guarantee even the most anti-social is tapped in somehow. Media convergence is prevalent right now and it’s taken a whack at the digital divide.
So about the Big Five.
Everyone has one of the Big Five of social media: Facebook, Instagram, YouTube aka Google, Twitter and LinkedIn. They all cater to vastly different parts of the internet but at this point, they’re pretty vital to any part of t...

Want to stay connected to the latest tech news & trends that may impact your business or life? These articles provide helpful information to keep you in the know and help influence your next technology decisions.

When your clients are operating near the water and have to be liable for injuries and accidents, they’re going to need a special type of coverage. Your client is going to need to look at recreational marine programs, but they may find that their current programs do not give them the coverage that they need. That’s where the United States Longshore & Harbor (USL&H) Act steps in, filling in the gaps that workers’ compensation insurance cannot. For certain industries this type of coverage is required by the federal government, simply meaning a business can’t operate without it. Whatever you need

Even after his passing, Chris Cornell will always remain a legendary figure within the rock world. His distinctive vocal howl helped to define an era of music, while his colorful lyrical passages remain engrained in any rock aficionado’s mind. Cornell’s legacy spanned across four decades: he obviously contributed his genius to the grunge monolith Soundgarden, but also to the alt rockers of Audioslave and to the short-lived yet ever indelible Temple of the Dog. In recent years, Cornell had rev...

While the search for a permanent director for the Office of Undergraduate Studies and General Education continues, Brent Foster, Ph.D., has been appointed as interim director.
A tenured associate professor in the Department of Communications, Foster has been teaching at Cal State Fullerton since 2007.
Foster also worked as a faculty coordinator for General Education (GE) in the Office of Academic Programs in 2014, where he worked on the GE Pathways program, which organized GE courses into pat...

Turnover costs can be devastating for a company, with companies losing 25 percent of all new employees within the year, according to 2018 infographic data from Urbanbound. In fact, the data found that 20 percent of staff turnover happens within the first 45 days of hiring new talent. This type of turnover is heavily detrimental to businesses and corporations everywhere. That’s why it’s imperative to streamline your recruitment process for your staffing agency this year.
If there’s a huge uphe...

The majority of business transactions today occur via credit cards, but that doesn’t make them inherently safe. Credit card fraud is an unfortunately common thing. The Nilson Report found $24.26 billion in worldwide fraud losses, with a 38.6 percent portion belonging to the United States and an estimated projection of $34.66 in losses by 2022.
With so much money going down the drain, it’s important for every business to fight back in whatever way they can. Credit card fraud is both disruptive...

Also known as errors and omissions, or E&O insurance, professional liability insurance helps out business owners against getting sued due to losses incurred by an error, omission, or act from an employee. Every industry benefits from this type of coverage, from the IT industry to healthcare, accounting and architects. If you’re a professional, this is really something that you need for long term company growth and security. It’s absolutely essential because you can’t guarantee that something ...

A recent University Hospital at the University of Wisconsin Legionella outbreak claimed three lives as the case count hit 14, according to Legionnaires’ Disease News. The strain of Legionella that was found in the victims’ bodies was the same that was found in the water supply.
Many water treatment insurers exclude Legionella and other bacteria from their coverage, but here at WaterColor Management, we include coverage for Legionella in our Water Treatment Program, and Legionella insurance is...

In 2017, over 130 huge breaches were reported—a 27 percent increase from the year before. 2018 brought about new security concerns, with cyber security awareness heightening over the past few years. Whether your business is big or small, you have every right to worry. With the recent Google Plus bug that exposed 500,000 users’ data for about three years, as reported by Wired, Google also announced that an additional bug exposed user data from 52.5 million accounts for almost an entire week. T...

In today’s industry, it’s imperative that contractors have a Construction Insurance policy that specifically includes pollution liability insurance. It’s important to take care of all pollution events, no matter how big or small. You don’t know what kind of long-term impact this kind of issue will have on a business, so it’s always good to be prepared.
Pollution liability insurance takes care of your business for the long haul, whether it’s damaging heavy rain or a huge oil spill off the ocea...